Wednesday, March 5, 2014

The 21-Day Financial Fast Your Path to Financial Peace and Freedom

What they say: 

Financial Peace and Freedom in 21 Days
In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge. For twenty-one days, participants will put away their credit cards and buy only the barest essentials. With Michelle’s guidance during this three-week financial fast, you will discover how to:
Break bad spending habits
Plot a course to become debt-free with the Debt Dash Plan
Avoid the temptation of overspending for college
Learn how to prepare elderly relatives and yourself for future long-term care expenses
Be prepared for any contingency with a Life Happens Fund
Stop worrying about money and find the priceless power of financial peace
As you discover practical ways to achieve financial freedom, you’ll experience what it truly means to live a life of financial peace and prosperity.
Thousands of individuals have participated in the fast and as a result have gotten out of debt and become better managers of their money and finances. The 21-Day Financial Fast is great for earners at any income-level or stage of life, whether you are living paycheck-to-paycheck or just trying to make smarter financial choices.

My Take: 

I am a Dave Ramsey fan all the way, so most of what was in this book was a repeat of his ideas and plans. What really stuck with me was about the author's friend who passed away. When they went in to deal with the paperwork after her death, everything was organized and in order. She had her will, bills, life insurance policies well organized and filed, so anyone could find it and follow her system. While my husband and I live on a budget and are working to pay off all our debt, being organized is one area that I fall short in. It is funny, I was the church administrator for  7 years and kept records. I now manage my best friend's accounting since she has ALS and keep her records in shape, but doing it here at home is something that I need to get organized. If you are looking to organize your finances and get your life back, stop living paycheck to paycheck, check out this book. Now off to start organizing my disaster of a desk! 

Disclosure of Material Connection: I received this book free from the publisher through the BookLook Bloggers <> book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255 <> : “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”